Please read these terms and conditions carefully, they contain important information about your rights and obligations.
1.1 Please read these terms and conditions carefully before using this website (MobileInsurance.co.uk) operated by Psychic Media Ltd ( 'Psychic Media' , 'Our' , 'We' ), company registration number 07347102
1.2 By using or accessing our website, you agree to be legally bound by these terms and conditions of use as they apply to your use of or access to our website.
1.3 If you do not wish to be bound by these terms and conditions then you may not use our website.
2. Nature of our website
2.1 Our website is a place for you to purchase mobile phone insurance. Our website describes the Service in more detail.
3. Modifications to website
We reserve the right to alter, suspend or discontinue any aspect of our website or the content or services available through it, including your access to it. Unless explicitly stated any new features including new content and/or the sale of new Products/ Services shall be subject to these terms and conditions.
4. Information you provide
4.1 We are registered under the Data Protection Act 1998 ('the Act') for Data Protection purposes. Any information that you provide to us is treated as confidential. The following applies to any information you provide to us, for example during any registration or ordering process:
You authorise us to use, store or otherwise process any personal information which relates to and identifies you, including but not limited to the IMEI of your phone, your name, address, and email address, to the extent reasonably necessary to provide the Service which is available through our website by us or our sub-contractors. All such information collected by us shall be referred to in these terms and conditions as 'Personal Information'.
5. Applicability of Service
5.1 Unless otherwise specified the Service offered on our website is presented solely for your own use
5.2 We have used our best endeavours to ensure that our Service complies with UK law. However, we make no representations that the Service on our website is appropriate or available for use in locations outside the England & Wales.
5.3 We makes no warranties, express or implied that making the Service available in any particular jurisdiction outside the UK is permitted under any applicable non-UK laws or regulations. Accordingly, if making the Service or any part available in your jurisdiction or to you (by reason of nationality, residence or otherwise) is prohibited, the service is not offered for sale to you. You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to purchase the service. We accept no liability, to the extent permitted by applicable law, for any costs, losses or damages resulting from or related to the purchase or attempted purchase of the service by persons in jurisdictions outside the UK or who are nominees of or trustees for citizens, residents or nationals of other countries.
6. Copyright and monitoring
The contents of our website are protected by international copyright laws and other intellectual property rights. The owner of these rights is Psychic Media Limited. All product and company names and logos mentioned in our website are the trademarks, service marks or trading names of their respective owners, including us. You may download material from our website for the sole purpose of placing an order with us or using our website as for a knowledge resource. However, you may not modify, copy, reproduce, republish, attempt to upload, post, transmit or distribute, by any means or in any manner, any material or information on or downloaded from our website including but not limited to text, graphics, video, messages, code and/or software without our prior written consent, except where expressly invited to do so.
7. Linked sites
Unless specifically provided, we make no representations whatsoever about any other websites which you may access through our website or which may link to our website. When you access any other website you understand that it is independent from us and that we have no control over the content or availability of that website. In addition, a link to any other site does not mean that we endorse or accept any responsibility for the content, or the use of, such a website and shall not be liable for any loss or damage caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services available on or through any other web or resource. Any concerns regarding any external link should be directed to its website administrator or web master.
8. Availability of our website
We will try to make our website available but cannot guarantee that our website will operate continuously or without interruptions or be error free and can accept no liability for its unavailability. You must not attempt to interfere with the proper working of our website and, in particular, you must not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other internet connected device.
9.1 We exclude all express or implied terms, conditions, warranties, representations or endorsements whatsoever with regard to our website or any information or service provided through our website to the fullest extent as permitted under English Law.
9.2 We will do our best to ensure that all information published on our website is accurate, but please note that all information on our website is provided on an 'as is' basis.
10. One Month Free Offer
If you make a claim in your first month you will have to pay the annual fee upfront before we can process your claim.